Modern investment property

Loan Programs

Financing for Every Stage of Your Deal

From acquisition to renovation to ground-up construction, we have a loan program built for how real estate investors actually work.

Program 01

Fix & Flip

Buy, renovate, and sell — fast.

Our fix-and-flip loans are designed for investors who acquire distressed properties, renovate them, and sell for a profit. We fund both the purchase and renovation costs, with draw schedules tied to construction milestones so you always have capital when you need it.

Up to 90% of purchase + rehab costs
Draws released within 48 hours of inspection
No prepayment penalties
Repeat borrower discounts available

Loan Terms

Loan Amount$50K – $3M
LTCUp to 90%
RateFrom 9.99% APR
Term6 – 18 Months
Close TimeAs fast as 7 days
Credit Score620+ preferred

Program 02

Bridge Loans

Move fast on time-sensitive deals.

Bridge loans give you the capital to act quickly when opportunity strikes. Whether you're acquiring before selling another asset, or need short-term financing while arranging permanent debt, we bridge the gap without the delays of conventional lenders.

Close in as little as 5 business days
Interest-only payments available
Cross-collateralization options
Refinance into long-term debt when ready

Loan Terms

Loan Amount$100K – $5M
LTVUp to 75%
RateFrom 10.49% APR
Term3 – 24 Months
Close TimeAs fast as 5 days
Credit Score640+ preferred

Program 03

New Construction

Ground-up financing for experienced builders.

Our new construction loans fund land acquisition and vertical construction for experienced developers. We work with single-family, multi-family, and small commercial projects. Flexible draw schedules and a dedicated loan manager keep your project moving from permit to certificate of occupancy.

Fund land + construction in one loan
Flexible milestone-based draw schedule
Dedicated loan manager for your project
Single-family, multi-family, and mixed-use

Loan Terms

Loan Amount$150K – $5M
LTCUp to 85%
RateFrom 10.99% APR
Term12 – 24 Months
Close Time10 – 14 business days
Experience2+ completed projects

Eligibility

What We Look For

We're asset-based lenders. We focus on the deal, not just the borrower.

The Property

We lend on residential 1–4 unit, multi-family, and small commercial properties in most U.S. markets.

Your Experience

First-time investors are welcome on fix-and-flip and bridge loans. Construction loans require a track record.

Exit Strategy

We want to understand how you plan to repay — sale, refinance, or rental income. A clear exit is key.

Equity & Skin in the Game

We require borrowers to have meaningful equity in the deal. The more you bring, the better your terms.

Not Sure Which Program Fits?

Talk to one of our lenders. We'll help you structure the right deal.

Golden Pathways Investments

Golden Pathways Investments, LLC is a private money lender specializing in fast, flexible financing for real estate investors. We fund fix-and-flip, bridge, and new construction loans across the country.

© 2026 Golden Pathways Investments, LLC. All rights reserved.

Disclaimer: Golden Pathways Investments, LLC is a private lender. Loans are for business and investment purposes only and are not consumer loans. All loans are subject to credit approval and underwriting guidelines. Rates and terms vary. Not available in all states.